sale of motor vehicle agreement
for any mortgage file whose final certification is based on a signed binder or commitment for a title policy or a preliminary title report (in those states in which preliminary title reports are the customary form of title policy commitment), the custodian will deliver to the depositor, the master servicer, and the sponsor (with a copy to the issuer, the indenture trustee, and the credit enhancer), not later than the one year anniversary of the closing date, a further final certification in the form of exhibit d, noting any applicable exceptions.