that’s why we encourage you to take precautions to protect your personal data, and why we do not ask you to verify your personal or account information by email or text message. for helpful hints to protect your personal information, visit the federal trade commission at .gov/articles/how-recognize-and-avoid-phishing-scams/ with a group legal plan, you can have easy access to the expert legal help you need – from estate planning to real estate to traffic issues. when you use a network attorney for covered services, all attorney fees are covered by the legal plan. for example, with lawyers typically charging $370 an hour for services, the value of a prepaid legal plan is easy to see. * a legal plan provides fully covered services for many of the most frequently needed personal legal matters, in addition to advice and consultations on an unlimited number of personal legal issues.