legal note: the documents here are provided for your information and that of your immediate family only. no document is intended to be used for any item, transaction, or other matter, where the total value of the item, transaction or matter is worth more than $ 5,000.00. you are not authorized to use any document for any transaction which is in excess of $ 5,000.00 in value or is not a simple matter. the information provided in the documents, and the instructions provided with each document are not intended to constitute legal advice. understand that if you contact a plan attorney, he/she may not advise you as to how to complete your documents. you should not make changes or alterations to any documents, once you have completed the document. if you make any changes to a document, you cannot be sure that the change conforms to legal requirements. thus, it is a safer practice to make a new document, if you intend to make any changes.