here’s just one small example: applying for a loan from the bank used to involve scheduling an appointment, driving to your local branch, meeting with a loan officer and signing a sheaf of documents. when done properly, they can be more secure than a physical “wet ink” signature. many people don’t have a full grasp of what the technology is and what it can do. an “online signature” is not a legal term—it may or may not meet the requirements to be enforceable in a court of law. e-signature can be used internally in a business for human resources documents like hiring contracts, new hire paperwork and employee policies, for example, as well as for external transactions like: yes, an electronic signature can be used to sign a contract, which is enforceable in a court of law. laws like esign require that an e-signature meet certain minimum requirements to be legally enforceable; it must meet standards for security and validity.